This is for Individuals having deposit balances of Rs.50,000/- & below & Total turnover of Rs.1,00,000/- per year.The Special charges schedule is as under.
| SR No | Nature of Transaction | Charges (Rs) |
| A) Minimum Balance Requirement | NIL | |
| B) Cheque Book Facility : | ||
| Issuance of Cheque Books | 50/- each book | |
| C) Cheque Returns (applicable for ECS returns also) : | ||
| 1 | Cheque Returned for want of sufficient funds (per cheque) | 100/- |
| 2 | Cheque Deposited returned unpaid | 50/- |
| D) Stop Payment Request for each Transaction (a cheque or a series of cheques) : | 50/- per cheque Max. 200/- |
|
| E) Closed within six months of opening | NIL | |
| F) Balance Enquiry/Balance Certificate | Free | |
| G) Statement of Accounts : | ||
| 1 | Issuance of Pass Books | Free |
| 2 | Issuance of Statements on Demand | 15/- per page |
| 3 | Issuance of Duplicate Pass Book | 15/- per Page plus 50/- additional cost |
| H) ATM Cards : | ||
| 1 | Issue of First ATM Card | Free |
| 2 | Renewal Fee of ATM ? every year | Free |
| 3 | Reissue of ATM Card at the request of the customer | 100/- |
| 4 | Reissue of ATM PIN at the request of the customer | 50/- |
| I) Photo/Signature Verification : | 100/- per attestation | |
| J) Tracing of Old Records : | ||
| a | Up to 6 Months | 100/- |
| b | More than 6 months up to 1 Year | 150/- |
| c | Above 1 Year | 200/- |
NOTE:
- Service Tax plus Education Cess @ 12.36% (as per Government Rules) w.e.f.: 01.04.12 is applicable from time to time over and above charges indicated above.
- Bank reserves the right to assess charges on transactions that are not covered by this schedule and recover the same accordingly with prior intimation to the concerned customer(s).
- The schedules of charges for Remittance Facilities, Collection Facilities are available separately.
- A flat 20% concession is allowed in the above service charges for Senior Citizens in the Individual Category.
